Businesses can use DogPay virtual cards to control spending by setting per-card limits, merchant restrictions, and expiration dates. This allows finance teams to allocate budgets to specific departments, projects, or vendors without issuing physical cards. Each virtual card can be locked to a single merchant or category, reducing the risk of unauthorized use. DogPay also supports stablecoin settlement, enabling fast and low-cost cross-border payments. For reconciliation, DogPay webhooks provide real-time transaction data that can be integrated into accounting systems. This gives businesses visibility into spend and helps match payments to invoices. DogPay is not a bank; it provides wallet and payment infrastructure to streamline business spend management. By combining virtual cards with global accounts and webhook notifications, DogPay helps businesses maintain control and efficiency in their payment operations.