Card as a Service (CaaS) lets businesses integrate virtual card issuance directly into their platform. With DogPay, you can offer branded virtual cards to your customers without building payment infrastructure from scratch. DogPay provides the underlying wallet, card issuance, and settlement rails. You define spending limits, merchant controls, and expiration rules. This allows your customers to make secure online payments while you maintain oversight and reduce fraud risk. Implementation involves integrating via API to create cardholder accounts and generate virtual cards. DogPay supports stablecoin settlement for fast cross-border payments and real-time reconciliation. You can also offer single-use or multi-use cards for subscriptions, ad spend, or vendor payments. DogPay fits into your payment workflow by handling card production, tokenization, and compliance (KYC/AML). You focus on user experience and business logic, while DogPay manages the financial rails. This enables you to launch a card program quickly without needing a banking license or extensive compliance infrastructure.