Global SaaS companies often need to pay contractors, freelancers, and vendors in different countries. Stablecoins offer a fast, low-cost way to settle these payments without relying on traditional banking delays. DogPay provides a Web3 payment platform that combines stablecoin settlement with virtual cards and global accounts. Businesses first fund a DogPay wallet with supported stablecoins (e.g., USDC, USDT). Then, they can issue virtual cards for team members to spend directly in fiat currencies at any online merchant. Cards are denominated in multiple fiat currencies (USD, EUR, GBP) and can be set with per-person limits. The platform automatically converts stablecoins to fiat at settlement, so vendors receive familiar currency. DogPay also offers global accounts in various currencies, enabling local payments via local bank rails. For recurring payments, businesses can set up batch payments to multiple recipients. Spend visibility is provided through real-time transaction logs and categorization. DogPay helps SaaS firms manage global contractor payments by offering a unified wallet-to-card infrastructure. It supports stablecoin funding, multi-currency settlement, virtual cards with spend controls, and detailed reporting. This allows teams to pay quickly and maintain budget control, all without needing a traditional bank account in every country.