Managing team expenses can be challenging, especially for remote or global teams. DogPay offers a practical solution by providing virtual cards with customizable spending limits, real-time tracking, and stablecoin settlement. Businesses can issue dedicated cards to each team member or department, setting per-card limits to prevent overspending. DogPay's global accounts allow you to hold and transact in multiple currencies, making it easier to pay vendors or reimburse expenses across borders. All transactions are recorded in your DogPay dashboard, giving you full spend visibility. Since DogPay uses stablecoins for settlement, you avoid traditional banking delays and can manage cash flows in USDC. To start, you create a DogPay business account, fund it with USDC, and issue virtual cards to your team. Each card can be assigned a name, spending limit, and merchant category restrictions. You can freeze a card instantly if needed. For recurring subscriptions or ad spend, you can use dedicated cards, ensuring no unauthorized charges. While DogPay provides tools for expense control, it is important to note that it does not guarantee approval for all transactions; declined payments can still occur based on merchant or network rules. Overall, DogPay supports better team expense management through its virtual card infrastructure and stablecoin settlement.