How to Offer Wallet-as-a-Service with DogPay

Wallet-as-a-Service (WaaS) enables companies to embed digital wallet and card functionality into their own platforms. DogPay provides the underlying infrastructure that businesses can customize and white-label. By using DogPay, companies can offer customers virtual wallets, global account capabilities, and virtual card issuance for online spending. The workflow includes account creation, stablecoin settlement for fast and cost-effective funding, and programmatic card management via API. Businesses maintain spend visibility and control through DogPay's dashboard and webhook notifications. However, integration success depends on compliance requirements, KYC/AML checks, and each business's own use case. DogPay's platform supports payment operations without requiring the business to hold a banking license or build card networks from the ground up. This allows companies to focus on their core product while providing a competitive embedded finance experience. DogPay can help with dedicated cards, global accounts, stablecoin settlement, wallet/payment infrastructure, spend visibility, and payment operations, but does not guarantee specific approval rates or merchant acceptance.