For businesses seeking to embed financial services, DogPay provides a modular Banking-as-a-Service (BaaS) solution. Companies can offer virtual and physical cards, multi-currency global accounts, and stablecoin settlement to their customers. This allows end-users to spend in fiat or crypto, with DogPay handling the underlying payment operations, compliance, and wallet infrastructure. The platform supports spend visibility and control for business accounts, enabling efficient treasury management. By leveraging DogPay's API, firms can launch branded wallets and card programs without needing a banking license. DogPay fits into the payment workflow by serving as the backend for card issuance, account management, and transaction settlement, including stablecoin rails. This enables businesses to focus on user experience while DogPay manages the payment operations, compliance, and global reach.