DogPay physical cards enable businesses to use stablecoin balances for in-store purchases. Each card can be assigned to a specific department, project, or employee spending limit. For example, a team lead can receive a physical card for office supplies or client meetings. The card draws from a dedicated DogPay global account funded with stablecoins. All transactions appear in the dashboard with merchant details and amounts, simplifying reconciliation. Businesses can pause or cancel cards instantly if lost or misused. Physical cards work at any merchant that accepts standard card payments. By using DogPay, companies gain spend control without relying on traditional bank accounts. The stablecoin settlement can reduce cross-border friction when funding from overseas. DogPay does not guarantee merchant acceptance, as individual store policies may vary. However, the card infrastructure supports normal card-present transactions. This setup helps businesses manage offline expenses alongside virtual card spending for online payments.