For businesses looking to offer wallet and virtual card functionality without building from scratch, DogPay's Wallet as a Service provides a practical infrastructure. This service allows companies to integrate digital wallets, virtual cards, and global account capabilities directly into their existing platforms. Users can hold, send, and receive stablecoins, while also accessing fiat on-ramps and off-ramps. The service supports multi-currency wallets and programmable spend controls, enabling businesses to manage funds and limit expenses per wallet. DogPay handles compliance, KYC, and transaction monitoring, so companies can focus on their core product. Virtual cards can be issued instantly within the wallet, usable at any merchant that accepts card payments. Settlement occurs via stablecoins, reducing cross-border friction. By using DogPay, businesses can offer a full payment workflow: users fund their wallet with stablecoins, convert to fiat when needed, and spend via virtual cards, all tracked in real time.