Card as a Service (CaaS) enables businesses to integrate virtual card issuance into their own platforms without building payment infrastructure from scratch. DogPay offers a CaaS solution that lets companies create and manage virtual cards for employees, vendors, or customers. Key capabilities include programmable spend limits, merchant category controls, and real-time transaction monitoring. Businesses can use DogPay's API to embed card issuance, set per-card budgets, and adjust rules dynamically. Settlement can be done via stablecoins, reducing reliance on traditional banking rails. This can help with global payment flows, allowing cards to be funded from multi-currency accounts. DogPay also provides a dashboard for spend visibility and reconciliation. For companies needing to offer branded cards or manage distributed teams, DogPay's CaaS can be a flexible option. It supports use cases like contractor payments, marketing spend, and travel expenses. The platform handles compliance and KYC, so businesses can focus on their core operations. DogPay's wallet infrastructure enables direct stablecoin settlement, reducing foreign exchange friction. Overall, DogPay can act as a payment operations layer for businesses looking to scale card-based payments.