When your business needs to make payments, choosing between a virtual card and a prepaid card depends on your use case. A virtual card is a digital card number used for online transactions, often with spending limits and controls. A prepaid card is loaded with funds in advance and can be used until the balance runs out. Both can help manage spend, but they serve different purposes.

Virtual cards are ideal for recurring subscriptions, ad spend, or vendor payments where you want to set a specific limit and avoid exposing your main account details. Prepaid cards may suit one-off purchases or situations where you prefer to cap spending to a preloaded amount.

DogPay can help with both options by providing dedicated cards and virtual card infrastructure. With DogPay, you can fund cards via stablecoin settlement, giving you flexibility in how you manage working capital. The platform offers global accounts and wallet/payment infrastructure, which can support your payment operations and give you better spend visibility.

Consider your payment workflow: if you need quick, controlled online payments, a virtual card might be the way. If you want to allocate a fixed budget for a specific project or team, a prepaid card could be simpler. DogPay aims to support both approaches, helping you streamline how you pay and track expenses across your business.