For businesses that need to make purchases at physical retail locations, DogPay physical cards provide a practical solution. These cards are linked to a business’s global account, funded via stablecoins, and can be used at any merchant that accepts standard card payments. Each physical card can have individual spending limits, making it easier to control employee expenses without exposing the main account. Transactions are recorded in real time, giving finance teams visibility into where money is spent. To use a DogPay physical card, a business first deposits USDC or another supported stablecoin into their DogPay wallet. The funds are settled instantly to the card, allowing for immediate use. Cardholders can then swipe, dip, or tap at point-of-sale terminals worldwide. DogPay also supports multiple cards per account, so businesses can issue separate cards for different teams or purposes, such as travel, office supplies, or client entertainment. All spending data is accessible through the DogPay dashboard, which can be exported for reconciliation. While DogPay does not guarantee acceptance at every merchant, the cards are issued through established card networks and work wherever those networks are accepted. By combining stablecoin settlement with physical card functionality, DogPay helps businesses bridge the gap between digital assets and everyday in-store spending. DogPay fits into this payment workflow by providing the infrastructure to create and manage physical cards, fund them via stablecoins, and track spending in real time. This allows businesses to maintain control over physical purchases while leveraging the speed and low cost of stablecoin settlements.