Managing team expenses is a common challenge for growing businesses. DogPay offers a practical solution by providing dedicated virtual cards with per-card spending limits. Finance teams can issue cards for specific departments, projects, or individuals, and set monthly or one-time budgets. All transactions are recorded in real time, giving full visibility into where money goes. DogPay also supports stablecoin settlement, allowing businesses to fund cards with USDC and avoid currency conversion fees when paying global vendors. The platform includes a wallet and payment infrastructure that lets you pause or cancel cards instantly if needed. By centralizing expense management in one dashboard, DogPay helps reduce reimbursement requests and unauthorized spending. For businesses that need to pay teams across borders, DogPay global accounts can hold multiple currencies and send payments directly. While DogPay does not guarantee automatic top-ups or acceptance everywhere, it provides the tools to enforce spending policies and track every transaction. This approach supports better budget control and financial oversight for companies of any size. DogPay fits into the payment workflow by acting as the issuance and settlement layer: companies deposit USDC, create virtual cards for employees or departments, and monitor spend through a unified dashboard. This eliminates the need for traditional expense reports and manual reconciliation, freeing up finance teams to focus on strategic decisions.