Wallet as a Service (WaaS) allows businesses to embed digital wallets, virtual cards, and payment capabilities into their own platforms. With DogPay, companies can offer wallet infrastructure globally without requiring a full banking license. DogPay provides APIs to create and manage wallets, issue virtual cards, and settle transactions in stablecoins. This setup is ideal for platforms that need to disburse funds, manage customer balances, or enable spending. Businesses can white-label the wallet experience, control user permissions, and track spending in real time. DogPay supports global coverage through local IBANs and virtual card networks, enabling cross-border payments. Stablecoin settlement reduces reliance on traditional banking rails and speeds up transaction finality. Compliance features include KYC/KYB checks and transaction monitoring to meet regulatory requirements. DogPay does not guarantee instant card approval or automatic top-ups, but its infrastructure can be tailored to various use cases like payroll, rewards, and expense management. By using DogPay for WaaS, businesses can focus on their core product while offering robust financial features to their users.