For global SaaS businesses, managing payments across multiple currencies often means high FX fees, slow settlement, and complex reconciliation. DogPay offers a streamlined approach using virtual cards, global accounts, and stablecoin settlement (USDC).

SaaS companies receive customer payments in various currencies (USD, EUR, GBP) into their DogPay global account. Instead of converting each currency at costly rates, they can hold balances in USDC—a stablecoin pegged 1:1 to USD—or native currencies. When paying international contractors, cloud providers, or ad platforms, they issue DogPay virtual cards with dedicated spending limits. Payments settle in USDC, bypassing traditional banking rails and reducing settlement times from days to minutes.

DogPay’s wallet and payment infrastructure provides real-time spend visibility across teams. Finance teams can set card-level controls for each department or project, and track all transactions in one dashboard. This simplifies reconciliation for recurring subscriptions like AWS or Google Cloud, and one-time vendor payouts.

By combining virtual cards with stablecoin settlement, DogPay helps global SaaS firms manage multi-currency payouts more flexibly, with lower fees and faster settlement than traditional methods. DogPay fits into the workflow as a payment operations layer: it provides the issuing infrastructure for virtual cards, the global account for multi-currency receipt and conversion, and the stablecoin rails for settlement—allowing businesses to pay anyone, anywhere, with visibility and control.