DogPay offers both prepaid physical cards and virtual cards to help businesses control spending. Prepaid cards are loaded with funds and used for in-person purchases, such as team travel or office supplies. Virtual cards are instantly generated for online transactions, subscriptions, or ad spend, with unique card details per use. Both allow setting spend limits, restricting merchants, and freezing cards. Virtual cards reduce fraud risk for recurring payments. Prepaid cards work where physical presence is needed. DogPay supports fiat and stablecoin balances, enabling flexible settlement. Use prepaid cards for physical expenses and virtual cards for online services. DogPay's dashboard provides real-time visibility into all transactions, helping finance teams monitor budgets. For businesses needing both, DogPay enables issuing multiple cards from a single account, each with custom controls. No auto-top ups or guaranteed acceptance; each card requires manual funding. DogPay's infrastructure supports global accounts and Web3 wallets, making it suitable for companies managing diverse payment needs.