Businesses using DogPay must complete Know Your Customer (KYC) and Know Your Business (KYB) checks before accessing card setup features. The process typically involves submitting company registration documents, proof of address, and identification for beneficial owners. Once submitted, DogPay reviews the information to verify legitimacy and compliance with anti-money laundering regulations. After approval, businesses can create virtual cards, open global accounts, and settle transactions in stablecoins. KYC/KYB requirements may vary by jurisdiction, so users should prepare accurate documentation. DogPay does not guarantee approval timelines; each application is assessed individually. Compliance is a prerequisite to using the platform's wallet and payment infrastructure for business spend.