Global SaaS businesses often receive large crypto payments from clients and need to convert them to fiat currency for operational spending. DogPay facilitates OTC settlement, allowing firms to convert USDC, USDT, or other stablecoins into fiat at competitive rates. This conversion can be executed directly through DogPay's platform, enabling the funds to be loaded onto virtual cards or transferred to global accounts for paying vendors, contractors, and recurring subscriptions. DogPay also provides spend visibility and control through its dashboard, helping finance teams manage multi-currency expenses without needing a traditional bank account in every region. By integrating OTC settlement with payment infrastructure, DogPay streamlines the entire workflow from crypto receipt to fiat disbursement, reducing operational friction and manual conversion steps.