Global SaaS businesses often receive payments in cryptocurrency from international clients. Converting these funds to fiat for operational spending—like payroll, software subscriptions, and vendor payments—can be complex and costly. DogPay provides a streamlined workflow for OTC settlement. Through its platform, companies can initiate crypto-to-fiat conversions at competitive rates, with funds settled directly into a global account. From there, dedicated virtual cards can be issued for team spending, with full visibility and control. DogPay supports stablecoin settlement, allowing firms to hold value in USDC or USDT and convert as needed. The wallet and payment infrastructure integrates with existing operations, reducing the need for multiple banking relationships. While DogPay does not guarantee any specific conversion rate or approval, it offers tools to manage crypto exposure and maintain operational liquidity. For global SaaS firms, DogPay helps bridge the gap between crypto inflows and fiat outflows, supporting efficient OTC settlement and spend management.