Managing supplier payments across borders often involves high fees, slow bank transfers, and currency conversion issues. DogPay offers a practical solution by combining virtual cards with stablecoin settlement. Businesses can fund a DogPay wallet with USDC or other supported stablecoins, then issue dedicated virtual cards for each supplier. These cards can be used for one-time or recurring payments, with spend limits and usage controls set per card. Suppliers receive payment in fiat or crypto, depending on their preference, while the business benefits from near-instant settlement and lower transaction costs. DogPay also provides real-time spend visibility, allowing finance teams to track all supplier payments in one dashboard. This workflow reduces reliance on traditional banking rails and speeds up the procurement-to-payment cycle. By using DogPay, businesses can pay suppliers more efficiently, especially when dealing with multiple currencies and geographies. The platform supports global accounts and integrates with existing payment infrastructure, making it a flexible tool for modern procurement finance. For companies looking to optimize their accounts payable, DogPay offers a way to combine the convenience of cards with the efficiency of blockchain-based settlement.

DogPay fits into this workflow as the payment orchestration layer: businesses top up their DogPay wallet, create supplier-specific virtual cards, and use stablecoins to settle transactions. DogPay handles the conversion to fiat for suppliers who require it, and provides detailed transaction records for reconciliation. This enables businesses to maintain control over spending while accelerating supplier payments globally.