DogPay Physical Cards work like traditional debit cards but are funded by stablecoins from your DogPay account. Businesses can issue physical cards to employees for offline purchases—office supplies, travel meals, or client entertainment. Each card can have spending limits, merchant category controls, and real-time transaction notifications. Unlike virtual cards, physical cards are for in-person use at POS terminals or ATMs (where supported). To use, top up your DogPay global account with USDC or USDT, then assign a physical card to a team member. The card draws from your balance, and you get instant visibility into each transaction. This setup helps you separate business and personal expenses while keeping control over budgets. DogPay integrates with your existing wallet or crypto exchange for funding. For offline business spend, DogPay Physical Cards provide a straightforward way to use digital assets in the real economy.