Businesses handling international transactions often face slow settlement, high fees, and currency volatility. DogPay offers a practical solution by combining virtual cards, global accounts, and USDC stablecoin settlement. Here's how it works.

1. Fund a DogPay global account with USDC. This stablecoin maintains a 1:1 peg to the USD, reducing exposure to exchange rate fluctuations.

2. Issue virtual cards in multiple currencies (USD, EUR, GBP, etc.) directly from the account. These cards can be used for supplier payments, subscriptions, or ad spend.

3. When paying an invoice, select the appropriate currency and settle using USDC. DogPay handles the conversion at competitive rates, and the recipient receives funds in their local currency via bank transfer or stablecoin.

4. For recurring payments, set up automatic card-based billing with spend limits per card. This gives granular control over expenses.

5. Monitor all transactions in real time through the DogPay dashboard, with full visibility into spending patterns and balances.

DogPay fits into the payment workflow as a unified platform for multi-currency settlement. Businesses can hold, convert, and spend across currencies without needing multiple banking relationships. Virtual cards enhance security and control, while USDC settlement reduces settlement times from days to minutes. This setup is especially useful for SaaS firms with global customers and suppliers, as it simplifies reconciliation and lowers operational costs.