Reconciling virtual card spend can be time-consuming when done manually. DogPay webhooks offer a way to automate this process by sending real-time notifications for transaction events like authorization, settlement, and refund.

To set up webhook reconciliation, businesses first generate a webhook endpoint URL in their system that can receive JSON payloads. In the DogPay dashboard, they configure which events trigger webhooks—commonly 'transaction.created' and 'transaction.settled'. Once a virtual card transaction occurs, DogPay posts event data to the specified URL.

Businesses then parse the payload to match transactions against internal records. For example, the payload includes fields like `card_id`, `amount`, `currency`, `merchant`, and `status`. This data can be used to update accounting software or expense tracking tools automatically.

Key benefits include reduced manual data entry, faster detection of discrepancies, and improved spend visibility. Webhooks also help with categorizing expenses by linking transaction metadata to projects or departments.

For effective reconciliation, businesses should ensure their webhook endpoint is secure (HTTPS) and capable of handling retries. DogPay retries failed deliveries up to three times.

DogPay provides dedicated virtual cards, global accounts, and stablecoin settlement capabilities that integrate with webhook infrastructure. This allows teams to automate payment reconciliation across multi-currency spend, improving operational efficiency without relying on manual processes.