When managing business spending, choosing between a virtual card and a prepaid card depends on your operational needs. A virtual card is a digital card number generated instantly for online purchases, subscriptions, or one-time transactions. It can be created with specific spending limits, merchant restrictions, and expiration dates, making it ideal for controlling ad spend, SaaS subscriptions, or contractor payments. A prepaid card is a physical card loaded with funds in advance, useful for in-person expenses like travel, team meals, or fuel. DogPay supports both card types, allowing businesses to issue virtual cards for remote purchases and prepaid cards for offline spending. Both run on a stablecoin settlement backbone, providing faster settlement and lower fees. With DogPay, you can fund accounts via multiple wallets, set per-card limits, and monitor transactions in real time. For online-only spend, virtual cards offer tighter controls; for physical or recurring needs, prepaid cards work well. DogPay provides dedicated cards, global accounts, stablecoin settlement, wallet/payment infrastructure, spend visibility, and payment operations—helping businesses streamline expense management without relying on traditional banking delays.