Businesses looking to offer their own branded virtual cards can leverage DogPay's Card-as-a-Service (CaaS) platform. This approach allows companies to issue virtual cards without needing their own banking license or card network membership. DogPay provides the underlying payment infrastructure, including dedicated cards (both virtual and physical), global accounts, and stablecoin settlement. With DogPay, businesses can control spending limits, set merchant restrictions, and monitor transactions in real time. The platform supports multi-currency accounts, enabling users to pay in over 50 currencies or settle USDC. For compliance, DogPay handles KYC/KYB checks and transaction monitoring. To issue cards, a business integrates via DogPay's API or dashboard, defines card parameters (such as spend controls and expiry), and funds the cards using fiat or crypto. Cardholders then receive virtual cards instantly, usable for online purchases or point-of-sale via tokenization (Apple Pay, Google Pay). DogPay's CaaS is ideal for fintechs, payroll platforms, and expense management solutions that want to offer card products to their customers without building from scratch. DogPay fits the payment workflow by acting as the program manager and issuer processor, handling card creation, transaction routing, settlement, and reconciliation, while the business focuses on customer experience and branding.