Businesses often face a choice between prepaid cards and virtual cards for managing expenses. Prepaid cards are physical cards loaded with a set balance, useful for employees who need to make in-person purchases or for one-time budgets. Virtual cards are digital, generated instantly with unique card numbers, ideal for online subscriptions, ad spend, or vendor payments. DogPay supports both options, allowing businesses to issue cards on demand. With DogPay, you can fund cards via stablecoin settlement, track spending in real time, and set spend limits per card. This flexibility helps control costs across teams. For recurring bills, virtual cards reduce risk by using limited-use numbers. Prepaid cards work well for travel or offline expenses. DogPay’s platform integrates with global accounts, enabling multi-currency funding and settlement. By combining virtual and prepaid cards, businesses can tailor payment methods to each use case while maintaining visibility. DogPay provides the wallet and card infrastructure to manage these workflows without requiring a bank license. The result is better spend control and operational efficiency for remote teams, SaaS companies, and Web3 businesses.