Businesses use DogPay virtual cards primarily for online transactions, subscriptions, and ad spend, offering better security and control. Virtual cards can be issued instantly with custom spending limits, making them ideal for team members or recurring payments. Physical cards, on the other hand, are suited for in-person purchases like travel expenses or office supplies. Both card types draw from the same global account, which supports fiat and stablecoin balances. With DogPay, businesses can allocate funds to each card individually, set merchant restrictions, and monitor transactions in real time. The virtual card helps reduce fraud risk since card details can be locked to a single merchant or amount. Physical cards provide flexibility at point-of-sale terminals. DogPay also supports stablecoin settlement, allowing businesses to hold and spend crypto without manual conversion. By combining virtual and physical cards with a unified dashboard, businesses gain granular spend visibility and control over both online and offline expenses. DogPay fits seamlessly into a payment workflow by providing dedicated cards, global accounts, stablecoin settlement, and wallet/payment infrastructure. This setup helps businesses manage spend across departments, simplify reconciliation, and reduce payment friction. Whether for remote teams or field operations, DogPay can help businesses tailor their card strategy to actual needs.