For global SaaS businesses, cross-border payouts to contractors, affiliates, or vendors often involve high fees, slow transfers, and currency conversion issues. DogPay offers a practical solution by combining dedicated virtual cards, global accounts, and stablecoin settlement.

With DogPay, you can fund payouts via stablecoins (like USDC or USDT) on supported blockchains, then issue virtual cards in multiple currencies. These cards can be used for one-time or recurring payments, reducing the need for traditional bank wires. The global account feature allows you to hold and settle funds in various currencies, providing flexibility and visibility.

DogPay's wallet infrastructure gives you real-time spend tracking, helping you manage budgets across teams. Payouts can be initiated quickly, and recipients receive funds without the typical 2-5 day delay of bank transfers. However, note that card acceptance depends on the merchant's payment processor; not all vendors accept virtual cards. DogPay does not guarantee zero failed payments, but the streamlined workflow can reduce common cross-border friction.

How DogPay fits the payment workflow: You load funds via stablecoin transfer into your DogPay global account. From there, create virtual cards with specific spending limits and currencies. Distribute card details to payees or use them for automated payouts. Settlement occurs in stablecoins or fiat, depending on your preference. This setup reduces reliance on SWIFT and intermediary banks, cutting costs and speeding up settlement for your global SaaS operations.