Businesses often need flexible payment tools for different spending scenarios. DogPay offers both virtual cards and physical cards, each suited to distinct use cases. Virtual cards are issued instantly and exist only digitally. They are ideal for recurring online payments like cloud services (AWS, Google Cloud), SaaS subscriptions, digital advertising (Google Ads, Facebook Ads), and any vendor that accepts card payments online. Because virtual cards can be created with specific spending limits and merchant restrictions, they help control costs and reduce fraud risk. Physical cards, on the other hand, are tangible plastic cards used for in-person purchases, travel expenses (hotels, car rentals), and team members who need to make on-the-go payments. Both card types are connected to a single DogPay global account that can hold and spend both fiat and stablecoins. Businesses can use stablecoin settlement to pay invoices without traditional banking delays. DogPay provides a dashboard to monitor all card transactions in real time, set individual or team spending rules, and pause or cancel cards instantly. For businesses using DogPay, the workflow involves: funding the global account via crypto or fiat, creating virtual cards for recurring online spend, issuing physical cards for team travel or office supplies, and reviewing spend analytics to optimize budgets. DogPay integrates wallet and payment infrastructure to give finance teams visibility and control over company spending without needing a traditional bank account.