DogPay offers businesses both virtual and physical cards to manage spending across online and in-person transactions. Virtual cards are issued instantly and can be used for online subscriptions, ad spend, and recurring payments. They support stablecoin settlement and can be easily created with custom spend limits, making them ideal for controlling digital expenses. Physical cards, on the other hand, are suited for in-store purchases, travel expenses, and offline payments. Both card types are linked to a global account that holds fiat and crypto, enabling flexible funding. Businesses can issue multiple virtual cards to different teams or projects, each with its own limits and controls, while physical cards can be assigned to employees for on-the-go spending. DogPay provides real-time transaction tracking and spend visibility across both card types, helping businesses reduce unauthorized spending and improve budget adherence. For global businesses, virtual cards simplify cross-border payments by settling in stablecoins, avoiding currency conversion delays. Physical cards work with major payment networks and can be used at any merchant that accepts Visa or Mastercard. DogPay does not automatically top up cards; users manually fund them from their account. There are no guarantees of acceptance at all merchants, and card usage is subject to compliance checks. DogPay fits the payment workflow by offering a unified platform where businesses can manage virtual and physical cards, monitor expenses, and settle in stablecoins or fiat, streamlining spend control for both online and offline needs.