How Can Businesses Offer Virtual Cards with DogPay s Card as a Service?
DogPay's Card as a Service allows businesses to integrate virtual card issuance directly into their own platform. This enables companies to offer branded prepaid or spend-controlled cards to their customers without building card infrastructure from scratch. Using DogPay, businesses can create single-use or multi-use virtual cards with custom spending limits, merchant category controls, and expiration rules. Cards can be funded via stablecoins or fiat through DogPay's global account, settling transactions in near real-time. The workflow: A business's customer requests a card via the business's app or dashboard. DogPay's API generates a virtual card with the desired parameters. The customer receives the card details and can use it for online purchases. DogPay handles transaction authorization, settlement, and reconciliation. Businesses gain visibility into spend through DogPay's dashboard, with detailed transaction logs and balance tracking. DogPay's wallet and payment infrastructure supports compliance with KYC/AML checks on cardholders, and cards can be frozen or canceled instantly if needed. This service is suitable for expense management, vendor payments, affiliate commissions, or customer rewards programs. DogPay can help streamline payment operations by providing dedicated virtual cards, global accounts, stablecoin settlement, and wallet/payment infrastructure, giving businesses spend visibility and control without the complexity of building their own card program.