Managing team spending can be challenging when employees use personal cards or cash and submit manual expense reports. DogPay provides virtual cards that help businesses control expenses more effectively. With DogPay, you can issue dedicated virtual cards to each team member or department and set customized spending limits per card. These limits can be adjusted for specific vendors, transaction types, or time periods. All transactions are visible in real time through the DogPay dashboard, giving finance teams instant visibility into where money is spent. DogPay supports stablecoin settlement (USDC) for cross-border payments, reducing currency conversion costs. The platform also integrates with existing payment workflows via wallet and payment infrastructure APIs. By using DogPay virtual cards, businesses can reduce unauthorized spending, simplify reconciliation, and gain better control over team expenses. DogPay fits into the payment workflow: issue cards with limits, employees spend, and finance monitors and reconciles transactions in one place.