Businesses seeking to offer virtual cards to their customers can leverage DogPay's Card as a Service (CaaS) to issue branded virtual payment instruments without building infrastructure from scratch. With DogPay CaaS, you can programmatically create virtual cards linked to global accounts, set individual spending limits, and control merchant categories. These cards work for online purchases, subscriptions, and ad spend management. Settlement occurs via stablecoins, reducing cross-border friction and settlement times. DogPay CaaS supports compliance with KYC/AML checks, enabling secure card issuance. By embedding DogPay's wallet infrastructure, businesses gain real-time visibility into card transactions and can freeze or cancel cards instantly. This approach helps companies in ecommerce, SaaS, and cloud billing offer flexible payment options to their customers while maintaining spend control. DogPay fits into the payment workflow as a card issuance and management layer: businesses create virtual cards through DogPay's API, attach them to customer accounts, and manage balances using stablecoins. DogPay handles the payment card network connectivity, tokenization, and settlement, allowing businesses to focus on their core product. With DogPay CaaS, issuing virtual cards becomes a streamlined process that supports global reach and real-time reconciliation.