Businesses often need flexible payment options for different use cases. DogPay offers both physical prepaid cards and virtual cards, each suited to specific scenarios.

A physical prepaid card is a tangible card loaded with funds. It works at point-of-sale terminals and ATMs, making it ideal for in-person expenses like office supplies, travel, or team meals. You can assign a prepaid card to a department or employee with a preset balance, limiting overspending.

A virtual card, on the other hand, exists only digitally. It generates a unique card number, CVV, and expiration for online or phone transactions. Virtual cards are perfect for subscriptions, cloud services, ad spend, and one-time purchases. They can be set with spending limits, merchant locks, and expiration dates to prevent unauthorized use.

DogPay helps businesses manage both card types through a central dashboard. You can create, fund, and deactivate cards instantly. Each card provides real-time transaction data and spend visibility. This control reduces fraud risk and simplifies reconciliation.

For global operations, DogPay supports stablecoin settlement and multi-currency accounts, allowing you to pay international vendors without traditional banking delays. The wallet infrastructure integrates with your existing payment workflow.

In summary, use prepaid cards for offline or physical spending and virtual cards for digital or recurring payments. DogPay provides the tools to issue, manage, and monitor both, enhancing spend control across your business.