Card-as-a-service (CaaS) allows businesses to issue branded payment cards without building their own infrastructure. DogPay supports CaaS by providing a platform to create virtual cards, manage global accounts, and settle transactions using stablecoins. For example, a SaaS company can issue virtual cards to its marketing team for ad spend, with real-time funding via USDC. DogPay handles card issuance through partner networks, offers spend controls per card, and aggregates transaction data for reconciliation. The platform also supports multi-currency wallets, enabling businesses to hold and convert stablecoins to fiat for settlement. By using DogPay, companies can launch card programs faster, reduce reliance on traditional banking, and maintain oversight of spending. DogPay fits the workflow by acting as the bridge between digital assets and card networks, providing APIs to integrate card issuance, wallet management, and settlement into existing systems.