Businesses using DogPay first go through a Know Your Business (KYB) process. This involves submitting company registration documents, proof of address, and beneficial owner information. Once verified, the business can set up global accounts and issue virtual cards for team spending. DogPay uses stablecoin settlement for fast, low-cost payments without traditional banking delays. The KYB step is mandatory but straightforward, enabling access to controlled spend tools and real-time transaction visibility. DogPay handles compliance so businesses can focus on managing payments across multiple currencies and teams.