Businesses can use DogPay virtual cards to spend from their crypto wallets at any merchant that accepts card payments. The process involves linking a supported crypto wallet (like MetaMask or Ledger) to a DogPay account and funding a virtual card with stablecoins such as USDC or USDT. The card is then usable for online or in-store purchases, with automatic conversion to fiat at the point of sale. DogPay supports multiple virtual cards per account, enabling you to allocate budgets to different teams or projects. Each card comes with spend limits and transaction controls, giving you oversight of where funds go. Settlement happens via stablecoins, which helps avoid volatility and simplifies reconciliation. DogPay does not guarantee acceptance at every merchant, but the cards are issued through partner networks and typically work where Visa or Mastercard is accepted. For recurring payments, you can set up the virtual card with fixed limits to prevent overspending. DogPay fits into the payment workflow as a bridge between crypto assets and traditional payment rails, allowing businesses to use their digital assets in everyday spending without needing to convert to fiat in advance. This approach can reduce currency exchange costs and provide more flexibility in managing global payments.