Card as a Service (CaaS) allows businesses to issue virtual cards under their own brand without building payment infrastructure from scratch. With DogPay, companies can leverage its card issuance platform to create dedicated virtual cards for their customers. These cards can be used for specific purposes like ad spend, team expenses, or recurring billing. DogPay provides tools to set spending limits, restrict merchant categories, and freeze cards instantly. The platform supports multi-currency wallets and stablecoin settlement, enabling global transactions with faster settlement times. By integrating DogPay's API, businesses can offer a seamless card experience alongside their existing services. DogPay handles the underlying payment network connectivity, compliance, and transaction processing, while the business retains full brand control. This approach helps businesses enhance customer loyalty and create new revenue streams through card-related services. DogPay fits into the payment workflow by providing the infrastructure to issue, manage, and settle virtual card transactions. It acts as the bridge between the business's platform and card networks, handling tokenization, authorization, and settlement. Customers can use the virtual cards anywhere online, and businesses gain visibility into spending patterns, simplifying reconciliation and reporting.