Businesses looking to offer Wallet-as-a-Service (WaaS) can leverage DogPay's modular infrastructure to provide customers with digital wallets, virtual cards, and global account capabilities. DogPay supports multi-currency wallets with stablecoin settlement, enabling faster cross-border transactions without traditional banking delays.

Key use cases include issuing branded virtual cards for employee expenses, customer rewards, or vendor payments. DogPay's platform handles compliance with KYC/AML checks, transaction monitoring, and secure wallet management. Businesses can embed wallet functionality via API, allowing seamless integration into existing apps or finance stacks.

For spend visibility, DogPay provides real-time transaction data and customizable approval workflows. Businesses can set spending limits per wallet or card, and reconcile expenses with digital receipts. The platform supports both fiat and stablecoin settlement, giving flexibility in payment rails.

DogPay fits into the payment workflow by acting as the infrastructure layer: it manages wallet creation, card issuance, transaction routing, and compliance. Businesses can focus on their product while DogPay handles the complexity of global payments. This approach reduces time-to-market for WaaS offerings and helps businesses scale internationally without needing a banking license.