Managing team expenses can be challenging, especially for remote or global teams. DogPay offers a practical solution with virtual cards that businesses can issue to employees for specific budgets or projects. Each card can be assigned to a team member with preset limits, reducing the risk of overspending. The cards work anywhere Visa is accepted, and transactions are settled in stablecoins, providing cost-effective cross-border payments. Businesses can fund the cards from a global account and monitor all transactions in real-time for better spend visibility. DogPay also integrates with web3 wallets, allowing teams to use crypto for everyday expenses without complex conversion. By using DogPay, businesses can streamline payment operations, maintain control over budgets, and simplify reconciliation. DogPay fits into the payment workflow by providing the infrastructure to issue, manage, and settle team expense cards efficiently.