DogPay enables businesses to create virtual cards linked to stablecoin-funded accounts, offering a practical way to manage spend across vendors, subscriptions, and one-time payments. Each card can have specific limits, merchant category restrictions, and expiration settings to reduce payment risk. These cards work like standard debit cards for online transactions, but the underlying settlement uses stablecoins for faster, lower-cost cross-border payments. Businesses can allocate funds from a global account to individual cards, ensuring each payment has dedicated balance. While DogPay does not guarantee merchant acceptance or auto-refill, the card controls help teams adhere to budgets and prevent overspending. For recurring subscriptions, cards can be set with fixed amounts and renewal dates, while one-time vendor payments benefit from single-use card numbers. DogPay’s wallet and payment infrastructure provides visibility into transaction status and spend patterns, supporting better financial oversight. By combining virtual cards with stablecoin settlement, DogPay offers a flexible tool for businesses that need to manage payment operations in a global, digital-first environment.