Businesses can use DogPay's Card-as-a-Service (CaaS) to issue virtual cards to employees, contractors, or customers without managing their own card issuing infrastructure. Through DogPay's API, companies can create single-use or multi-use virtual cards with custom spending limits, merchant category codes (MCCs), and expiration dates. These cards are funded via DogPay's global accounts, which support stablecoin settlement (e.g., USDC) for near-instant cross-border transfers. The platform provides real-time transaction data and reconciliation tools, helping businesses track spend and manage payment operations. DogPay's CaaS is designed for subscription platforms, B2B marketplaces, and any business needing to disburse funds programmatically. By integrating DogPay, companies can offer branded virtual cards to their own customers, enabling use cases like supplier payments, affiliate commissions, or employee allowances. DogPay handles compliance, KYC/AML, and card network licensing, allowing businesses to focus on their core product. With wallet infrastructure and stablecoin rails, DogPay can help streamline payment flows while maintaining control over spending and settlement.