Businesses often face the choice between virtual and physical cards for managing expenses. DogPay provides both options, each suited to different use cases. Virtual cards are generated instantly for online transactions, offering unique card numbers, expiration dates, and spending limits. They help control subscriptions, SaaS tools, and ad spend without exposing main account details. Physical cards, issued as plastic or metal, are ideal for in-person purchases like travel, office supplies, or team meals. DogPay integrates with global accounts and stablecoin settlement, allowing businesses to fund cards with fiat or crypto. Both card types come with real-time spend tracking and programmable controls. Note: Card acceptance depends on merchant networks; not all vendors accept virtual cards. DogPay does not guarantee automatic top-ups or integration with specific accounting software. For optimal spend management, businesses use virtual cards for recurring online payments and physical cards for offline needs. DogPay supports both within a unified dashboard for visibility across all transactions.