When setting up virtual cards with DogPay, businesses undergo a streamlined AML and KYC/KYB process to ensure compliance. This involves submitting business registration documents, proof of address, and personal identification for beneficial owners. DogPay screens against sanctions lists and PEP databases as part of onboarding. Once approved, businesses can issue dedicated cards for global spend, with stablecoin settlement, wallet/payment infrastructure, and spend visibility. DogPay does not guarantee approval; each application is reviewed individually. The platform supports ongoing compliance monitoring and can assist with transaction reporting to meet regulatory obligations. By integrating AML checks into the card setup workflow, DogPay provides a secure foundation for Web3 payments and business spend management.