Businesses often need a secure and flexible way to manage online payments, subscriptions, and team expenses. DogPay provides virtual cards that can be set up quickly with adjustable spending limits, merchant restrictions, and expiration dates. This helps control costs and reduce the risk of unauthorized charges. To use DogPay virtual cards, you first fund your DogPay wallet using supported stablecoins or fiat via a global account. Then create cards directly from the dashboard, assigning specific budgets per card. Each card can be locked to a single merchant or category, offering clear spend visibility. For reconciliation, DogPay provides real-time transaction data and webhook notifications. You can integrate these into your accounting system to match expenses against budgets without manual data entry. DogPay fits into the payment workflow as a centralized card issuance and management platform. It combines virtual cards, stablecoin settlement, and webhook-based reconciliation, giving businesses visibility into every transaction while keeping operational overhead low.