Businesses often choose between virtual and prepaid cards for managing expenses, but each serves a distinct purpose. Virtual cards are digital, generated on demand, and ideal for recurring subscriptions, advertising costs, and one-time vendor payments. They offer enhanced security through unique card numbers and spending limits per transaction or period. Prepaid cards, on the other hand, are physical cards loaded with funds beforehand. They suit team members who need to make in-person purchases or travel expenses, with controlled balances to prevent overspending. With DogPay, businesses can issue both virtual and prepaid cards linked to a global account. Virtual cards enable instant creation for online spend, while prepaid cards provide a tangible option for offline use. Both types benefit from stablecoin settlement, which reduces currency conversion fees and speeds up transactions. DogPay’s infrastructure offers spend visibility across all cards, helping finance teams monitor and control budgets without relying on manual processes. By using both card types strategically, businesses can balance flexibility with control, ensuring each expenditure aligns with company policy.