Businesses can use DogPay to issue virtual cards for employees, contractors, or vendors, enabling controlled spend on specific budgets and merchant categories. Each card can be assigned a fixed limit and set to expire after use, reducing the risk of unauthorized transactions. DogPay supports stablecoin settlement, allowing companies to fund cards with USDC or USDT without relying on traditional bank rails. The platform provides real-time spend visibility through a dashboard and webhook notifications for transaction reconciliation. During card setup, businesses can apply controls such as per-transaction limits, MCC restrictions, and allowed geographies. DogPay also offers global virtual cards that work with digital services and cloud providers, making it suitable for SaaS subscriptions and advertising spend. While DogPay does not guarantee approval for all transactions or merchants, its programmable infrastructure gives finance teams granular oversight. For businesses needing to manage remote team expenses or vendor payments, DogPay virtual cards combine flexibility with control, supported by a global account that can hold and convert stablecoins. The API enables automated card creation and spend tracking, reducing manual effort. DogPay helps businesses streamline payment operations by connecting wallet-based funding, real-time card issuance, and reconciliation webhooks into a single workflow, all while maintaining compliance through KYC/KYB measures.