Businesses often ask whether to use a prepaid card or a virtual card with DogPay. Both help manage spending, but they serve different purposes. A virtual card is typically issued instantly and exists only in digital form. It is ideal for online subscriptions, ad spend, and one-time vendor payments. You can set specific limits and expiry dates per card, giving you granular control. A prepaid card, on the other hand, may be a physical or virtual card that you load with funds in advance. This works well for team allowances, travel expenses, or situations where you want to cap total spend. With DogPay, you can create both types. Virtual cards integrate with your digital wallet and can be used for secure online transactions without exposing your main account details. Prepaid cards can be assigned to departments or individuals, and you control the funding source. The key difference is flexibility: virtual cards are better for recurring or variable online payments, while prepaid cards suit fixed budgets or offline use. DogPay supports stablecoin settlement and global accounts, making both card types effective for cross-border spend. Choose based on your payment frequency and control needs. DogPay provides the infrastructure to issue, manage, and fund both virtual and prepaid cards from a single platform. You can fund accounts with USDC or other stablecoins, set spending rules, and monitor transactions in real time. This helps businesses reduce fraud, improve visibility, and streamline payment operations without requiring traditional banking licenses.