Businesses managing team or operational spending often choose between prepaid cards and virtual cards. DogPay offers both, but each serves distinct purposes.

Virtual cards are ideal for online-only payments. They generate unique card numbers that can be set with specific spending limits and expiry dates. This makes them suitable for subscription services, ad platforms, or cloud billing where physical card presence isn't needed. Virtual cards reduce risk because they can be paused or deleted instantly if compromised.

Prepaid cards (physical) are loaded with funds in advance. They work at physical point-of-sale terminals, ATMs, or online merchants that require a physical card. Businesses use prepaid cards for employee expense management, travel budgets, or one-time purchases where a tangible card is needed.

With DogPay, both card types draw from the same global account that supports fiat and stablecoins. You can create virtual cards instantly for recurring payments or issue physical prepaid cards for staff. Spend controls like per-transaction limits, merchant category blocks, and real-time alerts help manage budgets. All transactions are visible in a dashboard.

DogPay's payment infrastructure integrates with your existing workflows. You can fund cards via bank transfer, crypto, or stablecoin settlement. The platform works with Mastercard for card issuance, so acceptance is widespread where Mastercard is accepted. Virtual cards are generated in seconds, while physical cards are shipped.

DogPay helps businesses streamline payment operations by offering dedicated cards, global accounts, stablecoin settlement, and spend visibility. Whether you need virtual cards for SaaS subscriptions or prepaid cards for team travel, DogPay provides the tools to control spending without excessive manual oversight.