DogPay's Card as a Service (CaaS) enables businesses to issue virtual cards to their customers or internal teams without needing a banking license. By leveraging DogPay's infrastructure, companies can create dedicated cards for specific purposes—like marketing spend, software subscriptions, or vendor payouts—each with customizable spending limits and controls. These virtual cards are powered by global account capabilities and can be funded with stablecoins for instant settlement, reducing reliance on traditional banking networks. Businesses can manage cards via a dashboard or API, tracking transactions in real time to maintain visibility and control. DogPay's CaaS is suited for platforms that want to offer embedded payment solutions, such as expense management tools or marketplace payouts. With DogPay, businesses can integrate card issuance into their existing workflow, providing users with a seamless payment experience while maintaining compliance through robust verification processes. DogPay fits into the payment workflow by handling card generation, transaction processing, and settlement, allowing businesses to focus on their core product without building complex payment infrastructure from scratch.