Global SaaS businesses often receive payments in stablecoins or cryptocurrencies from international clients. However, converting these digital assets into fiat currency for day-to-day operations like payroll, vendor payments, and subscription services can be complex. DogPay offers a practical solution for OTC settlement by enabling businesses to convert crypto to fiat through its platform and then use the funds via virtual cards or global accounts. With DogPay, companies can initiate OTC trades directly within the dashboard, settling into stablecoins or fiat. The converted funds can be held in multi-currency accounts and spent using dedicated virtual cards, which support online and in-store purchases. This integration simplifies the conversion process and provides spend visibility and control. DogPay supports stablecoin settlement (e.g., USDC) and offers wallet/payment infrastructure that integrates with existing payment operations. While DogPay does not guarantee specific exchange rates or banking licenses, it provides a compliant framework for businesses to manage crypto-to-fiat flows. By consolidating OTC settlement and spending in one platform, global SaaS firms can reduce administrative overhead and improve cash flow management.